Do I Need to Insure Jewelry Separately?

insure jewelry seperately

One question we are often asked is about jewelry coverage; what coverage is provided under the homeowners policy and should I insure jewelry separately? First, the good news. Jewelry is covered under your home insurance policy. If you have the personal property replacement cost coverage endorsement on your policy (and I strongly recommend that you […]

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Prepare Your Home for a Disaster

Hurricane Disaster

June 1st marked the beginning of hurricane season here on the East Coast, and it is also wildfire season throughout the West. Earthquakes are always in season, and flooding never goes out of style. Are you ready for the next disaster, whether natural or man-made? A few inexpensive preparations you can do in just a […]

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Uninsured vs Underinsured Motorist Coverage



Uninsured vs Underinsured Motorist Coverage So what are these coverages, why do I need them and who do they protect? Coverage for bodily injury caused by an uninsured auto is just what it sounds like – this portion of your policy pays for bodily injury to people injured or killed in an accident caused by […]

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Best Practices For a Safe and Reliable Carpool

Best Practices For a Safe and Reliable Carpool As summer winds down and the kids get set to go back to school, here are some tips to keep in mind if for a successful carpool.  The two primary goals in any carpooling arrangement are Safety and Reliability. Here are some of the BEST PRACTICES to […]

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Bodily Injury x Two… What’s Up With That?



Bodily Injury x Two… What’s Up With That? Bodily Injury to Others is not one of the most exciting topics to write a blog about, but it is a question we get asked about a lot: why are there two charges for Bodily Injury to Others on a Massachusetts Auto Insurance policy? Part 1 of […]

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5 Easy Ways to Protect Your Home From Burglars!



5 Easy Ways to Protect Your Home From Burglars! Mid-July – peak of the vacation season. If you are taking a trip, I’m pretty sure that you will remember to take all your children with you. That’s good news and may save your child from a lifetime of therapy. The bad news? He (or she) […]

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7 Travel-Related Scams to Avoid!



Have you ever received one of those emails or phone messages that pretend to be from a relative in distress while on vacation or away from home, who urgently needs you to wire them some money? It’s one of the most common travel-related scams out there, but there are scores more that target vacationers themselves. […]

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Earthquake Insurance – Should I or Shouldn’t I?

Earthquake Insurance – Should I or Shouldn’t I? It’s a question we frequently get asked and one we can’t decide for you. Virtually every homeowners insurance policy excludes damage to your home from an earthquake. (But it will cover a volcano!)  In order to get earthquake insurance, you have to purchase it as an endorsement […]

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Umbrellas – For More Than Just a Rainy Day!!

Umbrellas – For More Than Just a Rainy Day!! Imagine what it would be liked to be saddled with a debt you can’t clear for the rest of your life. I know of people in exactly that position after a disastrous incident, and it’s not because they weren’t insured. It was because they didn’t have […]

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