Generated by All in One SEO v5.0.1.1, this is an llms.txt file, used by LLMs to index the site. # Farquhar and Black Insurance Agency ## Sitemaps - [XML Sitemap](https://www.fandbinsurance.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Blog](https://www.fandbinsurance.com/blog/) - Insurance Blog & Articles Covering Car & Auto, Homeowners Insurance, Commercial Auto, Workers Comp, and General Liability Insurance Plans in Beverly, Lynn, Marblehead, Peabody, Salem, Swampscott, MA. - [How to Review Your Home Insurance Policy Before Hosting Summer Gatherings](https://www.fandbinsurance.com/how-to-review-your-home-insurance-policy-before-hosting-summer-gatherings/) - Hosting a cookout or party this summer? Review your home insurance before guests arrive. North Shore homeowners in Swampscott, Beverly, and Salem can start today. - [What Your Condo Association's Master Policy Actually Covers — and What It Doesn't](https://www.fandbinsurance.com/what-your-condo-associations-master-policy-actually-covers-and-what-it-doesnt/) - Condo association insurance rarely covers what owners expect. Learn what your master policy protects in Salem, Swampscott, Beverly, and the MA North Shore — and where your own coverage must begin. - [Commercial Auto Insurance in Peabody, Salem, Beverly, Marblehead, Lynn & Nearby Cities](https://www.fandbinsurance.com/commercial-auto-insurance-in-peabody-salem-beverly-marblehead-lynn-nearby-cities/) - Commercial Auto Insurance in Swampscott, MA, Peabody, MA, Salem, MA, Beverly, MA, Marblehead, MA, Lynn, MA. Workers Comp Insurance, General Liability Insurance, Contractors Insurance - [Workers Comp Insurance in Lynn, Peabody, Salem, Marblehead, Beverly & Surrounding Areas](https://www.fandbinsurance.com/workers-comp-insurance-in-lynn-peabody-salem-marblehead-beverly-surrounding-areas/) - Workers Comp Insurance in Swampscott, MA, Lynn, MA, Peabody, MA, Salem, MA, Marblehead, MA, Beverly, MA. Commercial Auto Insurance, General Liability Insurance, Contractors Insurance - [Homeowners Insurance in Swampscott, MA & Nearby Cities](https://www.fandbinsurance.com/homeowners-insurance-in-swampscott-ma-nearby-cities/) - Homeowners Insurance in Swampscott, MA. Home Insurance, Commercial Auto Insurance, General Liability Insurance, Auto Insurance, Car Insurance, Condo Association Insurance. - [Auto Insurance & Car Insurance in Swampscott, MA & Surrounding Areas](https://www.fandbinsurance.com/auto-insurance-car-insurance-in-swampscott-ma-surrounding-areas/) - Auto Insurance & Car Insurance in Swampscott, MA. Home Insurance, Homeowners Insurance, Commercial Auto Insurance, General Liability Insurance. - [Homeowners Insurance in Beverly, Lynn, Marblehead, Peabody, Salem, Swampscott, MA, and the Surrounding Areas](https://www.fandbinsurance.com/homeowners-insurance-in-beverly-lynn-marblehead-peabody-salem-swampscott-ma-and-the-surrounding-areas/) - Homeowners Insurance in Beverly, Lynn, Marblehead, Peabody, Salem, and Swampscott, MA. Auto Insurance, Car Insurance, Commercial Property Insurance, and General Liability Insurance. - [What Is General Liability Insurance and Why Do Businesses Need It?](https://www.fandbinsurance.com/what-is-general-liability-insurance-and-why-do-businesses-need-it/) - General Liability Insurance in Peabody, MA, Salem, MA. Commercial Auto Insurance, Car Insurance, Homeowners Insurance, Home Insurance, Contractors Insurance. - [Auto Insurance in Peabody, MA, Lynn, MA & Surrounding Areas](https://www.fandbinsurance.com/auto-insurance-in-peabody-ma-lynn-ma-surrounding-areas/) - Auto Insurance in Peabody, MA, Lynn, MA. Commercial Auto Insurance, Car Insurance, Homeowners Insurance, Home Insurance, General Liability Insurance, Contractors Insurance. - [General Liability Insurance in Lynn, Peabody, Marblehead, Beverly & Nearby Cities](https://www.fandbinsurance.com/general-liability-insurance-in-lynn-peabody-marblehead-beverly-nearby-cities/) - General Liability Insurance in Lynn, MA, Peabody, MA, Marblehead, MA, Beverly, MA, Salem, MA, Swampscott, MA. Commercial Property Insurance, Contractors Insurance. - [Commercial Property Insurance in Lynn, Beverly, Salem, Marblehead & Surrounding Areas](https://www.fandbinsurance.com/commercial-property-insurance-in-lynn-beverly-salem-marblehead-surrounding-areas/) - Commercial Property Insurance in Peabody, MA, Lynn, MA, Beverly, MA, Salem, MA, Marblehead, MA, Swampscott, MA. Contractors Insurance, Commercial Auto Insurance. - [Commercial Auto Insurance in Beverly, MA, Lynn, MA, Peabody, MA, Salem & Nearby Cities](https://www.fandbinsurance.com/commercial-auto-insurance-in-beverly-ma-lynn-ma-peabody-ma-salem-nearby-cities/) - Commercial Auto Insurance in Beverly, MA, Lynn, MA, Marblehead, MA, Peabody, MA, Salem, MA, Swampscott, MA. Car Insurance, Contractors Insurance, and General Liability Insurance. - [Car Insurance in Beverly, MA, Lynn, MA, Marblehead, Peabody, MA, Salem & Surrounding Areas](https://www.fandbinsurance.com/car-insurance-in-beverly-ma-lynn-ma-marblehead-peabody-ma-salem-surrounding-areas/) - Car Insurance in Beverly, MA, Lynn, MA, Marblehead, MA, Peabody, MA, Salem, MA, Swampscott, MA. Commercial Auto Insurance, Contractors Insurance, General Liability Insurance. - [Contractor Insurance in Beverly, Lynn, Marblehead, Peabody, Salem, Swampscott, MA, and the Surrounding Areas](https://www.fandbinsurance.com/contractor-insurance-in-beverly-lynn-marblehead-peabody-salem-swampscott-ma-and-the-surrounding-areas/) - Contractor Insurance in Beverly, Lynn, Marblehead, Peabody, Salem, and Swampscott, MA. Commercial Auto Insurance, Commercial Property Insurance, and Workers Comp Insurance. - [Auto Insurance in Beverly, Lynn, Marblehead, Peabody, Salem, Swampscott, MA, and the Surrounding Areas](https://www.fandbinsurance.com/auto-insurance-in-beverly-lynn-marblehead-peabody-salem-swampscott-ma-and-the-surrounding-areas/) - Auto Insurance in Beverly, Lynn, Marblehead, Peabody, Salem, and Swampscott, MA. Car Insurance, Commercial Auto Insurance, Homeowners Insurance, and Contractors Insurance. - [Apartment Building Insurance in Beverly, Lynn, Marblehead, Peabody, Salem, Swampscott, MA, and the Surrounding Areas](https://www.fandbinsurance.com/apartment-building-insurance-in-beverly-lynn-marblehead-peabody-salem-swampscott-ma-and-the-surrounding-areas/) - Apartment Building Insurance in Beverly, Lynn, Marblehead, Peabody, Salem, and Swampscott, MA. Condo Association Insurance, Homeowners Insurance, and Commercial Auto Insurance. - [Should I buy an electric car?](https://www.fandbinsurance.com/should-i-buy-an-electric-car/) - Are you thinking of buying an electric car? Look into these 7 key facts before you go and trade in your gas car. - [Importance of Flood Insurance](https://www.fandbinsurance.com/importance-of-flood-insurance/) - Flooding is a major risk in many parts of the United States. In fact, the National Flood Insurance Program (NFIP) estimates that one in four homes in the U.S. is at risk of flooding. Floods can cause extensive damage to homes and businesses, and they can also displace people from their homes for months or […] - [Before you sign that lease](https://www.fandbinsurance.com/before-you-sign-that-lease/) - Before renting you want to make sure you know what you are signing up for. Here are 9 great questions to ask before you add your John Hancock to that lease! - [Uber Driving](https://www.fandbinsurance.com/uber-driving/) - Driving for Uber? How covered are you? Does your auto policy cover you for driving people? Are the people in your car whose policy covers them? - [Will my credit rating change my insurance rates?](https://www.fandbinsurance.com/will-credit-rating-change-insurance-rates/) - I was recently asked this question by one of our Farquhar and Black Insurance Agency clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of them being credit. I’ve heard a lot of complaints from people who don’t […] - [Why discount insurance companies might not be cheaper](https://www.fandbinsurance.com/why-discount-insurance-companies-might-not-be-cheaper/) - Why chooseing an independent insurance agency over a discount car insurance company will actually save you in the long run! - [When your car is a total loss](https://www.fandbinsurance.com/when-your-car-is-a-total-loss/) - Car accidents big or small are never easy. Sometimes when you get in a accident the damage seems far greater than what it really is or vise versa. But what happens when your car is a total loss. What are the steps you need to take with the insurance company? The auto repair shops? Even - [When should you purchase an umbrella?](https://www.fandbinsurance.com/when-to-purchase-an-umbrella/) - An umbrella policy is pretty simple and straight forward. But lets breakdown all the things that this policy does and why you need one! - [What to do in the aftermath of the storm](https://www.fandbinsurance.com/what-to-do-in-the-aftermath-of-the-storm/) - Yesterday we were hit with a pretty large storm, with record breaking high tides that surpassed the Blizzard of 78. Not only did this "bomb cyclone" affect New England, it traveled up entire east coast touching on each state from Florida to Maine leaving behind a pretty large mess to clean up. - [What to do after a car accident](https://www.fandbinsurance.com/what-to-do-after-a-car-accident/) - Even the most careful drivers get into accidents, so here is 9 steps to make sure you have done everything you need to after your crash. - [We have an app for that](https://www.fandbinsurance.com/we-have-an-app-for-that/) - Farquhar and Black now has an app that is available for free for all iOS and Smartphones. But what does or app do and could it help you in accident? - [Wedding Insurance – Is it for me?](https://www.fandbinsurance.com/wedding-insurance/) - Wedding insurance protects a couple's investment from circumstances beyond their control, and reimburses expenses incurred. For example, what if your limo driver doesn't show up and you have to book another one the morning of the wedding—for three times the price? - [Water damage, is it covered?](https://www.fandbinsurance.com/water-damage-is-it-covered/) - Water damage is never something you want to hear. You pay your homeowners policy every year so what exactly is covered when it comes to your damage? - [Turkey Frying Safety Tips](https://www.fandbinsurance.com/turkey-frying-safety-tips/) - There are plenty of great reasons to fry your turkey. Do it right you’ll end up with a beautiful golden brown bird, with crispy skin and juicy white meat. There are plenty of recipes available, just pick one that sounds best to you. But frying a turkey can be a dangerous undertaking, and you need […] - [Tailgating Safety Tips](https://www.fandbinsurance.com/tailgating-safety-tips/) - Before you serve up those drinks & food take into account the safety for everyone! We found 4 great tips to ensure everyone wins, even if its not your team! - [Swimming Safety tips for the Summer](https://www.fandbinsurance.com/summer-swimming-safety/) - Lets go over pool and beach safety tips to help keep your kids & even adults as safe as possible this summer ensuring everyone has a great swimming season. - [Spring into spring clean up](https://www.fandbinsurance.com/spring-into-spring-clean-up/) - Your home says a lot about who you are as person. Not only the inside but the outside is a true reflection of your personality. By taking care of your home in the spring, getting ride of that winter grim will give a good impression to your neighbors and guests. - [Sinking down deep into potholes.](https://www.fandbinsurance.com/sinking-down-deep-into-potholes/) - It never fails that when winter comes to to end and spring has started to sprung, the potholes come out of the wood works. Potholes that were not there last year suddenly appear. They are big, deep and just waiting for your tires to hit them. When our winters are harsh the potholes seems to - [Saving Money with Home Ownership](https://www.fandbinsurance.com/savingmoney/) - You are one of lucky ones in todays economy that is able to own a home and not rent! Thats great! But owning a home does not come cheap. Doing little (and sometimes big) projects can result in big savings. - [Safety first with Christmas Trees](https://www.fandbinsurance.com/safety-first-with-christmas-trees/) - There are pros and cons for each but if you do decide to get a real tree there are some things you need to remember to get your home safe from fires. - [Rules of the Flu](https://www.fandbinsurance.com/rules-of-the-flu/) - We are talking about flu season. This can effect thousands of people from late fall to early spring. But what are with the rules for work or school? - [Road Trips with Kids](https://www.fandbinsurance.com/road-trips-with-kid/) - How do we keep children entertained without putting a electronic device in front of them when going on a road trip? Here are some great car DIY activities! - [Rain Rain Go AWAY!](https://www.fandbinsurance.com/rain-rain-go-away/) - Well its pretty clear to see that we have had the rainiest summer in years, actually since 1938! It seems like every other day its raining if not every day. There is absolutely no where for all this water to go to. Our kids seem to love splashing in these huge puddles but with these […] - [Protect Your Home From Burglars!](https://www.fandbinsurance.com/protect-your-home-from-burglars/) - Follow these no-cost tips to help protect your home from burglary while you are on vacation. This may provide some peace of mind while you're off relaxing! - [Prepping your home for fall](https://www.fandbinsurance.com/prepping-your-home-for-fall/) - Sometimes an autumn checklist can seem like its never ending but here is 7 great and easy tips for getting your home fall ready. - [Parents guide to teen drivers](https://www.fandbinsurance.com/parents-guide-to-teen-drivers/) - There is nothing more exciting to a teenager then being able to drive. As a parent having a safety checklist will give you a piece of mind - [New Year. New You?](https://www.fandbinsurance.com/new-year-new-you/) - Every year millions of people set out to make themselves better on January 1st. Here are 5 great ways you make small everyday changes to make a big impact. - [Make your move easier with 10 simple tips](https://www.fandbinsurance.com/move-easier/) - Does moving stress you out? Here are some great simple tips to make a moving into your new home a positive experience from start to finish! - [Millennials and renters insurance](https://www.fandbinsurance.com/millennials-and-renters-insurance/) - So while renting in many cases can be a smart move for millennials, one thing that isn't so smart would be skipping out on renter insurance. - [Memorial Day Fun](https://www.fandbinsurance.com/memorial-day-fun/) - Celebrating a holiday weekend with friends and family is always a fun time. Making sure you are safe makes it ever better. Here are some great safety tips. - [Massachusetts signs new law for distracted drivers](https://www.fandbinsurance.com/massachusetts-signs-new-law-for-distracted-drivers/) - Governor Baker signed a law making Massachusetts the 5th state in New England to ban hand held cell phones while driving a car. Here is what it includes. - [Mass Real ID or Mass License ID?](https://www.fandbinsurance.com/massachusetts-id-massachusetts-license/) - Mass ID? Mass License? Which one should you pick? Lets walk you through the steps to make a trip to the RMV as painless as possible. - [Looking for discounts, we have them!](https://www.fandbinsurance.com/looking-for-discounts-we-have-them/) - Companies offer many insurance discounts for your homeowners and automobile policies, Here are some ways to help you save big on your premium. - [Which type of home insurance do you need?](https://www.fandbinsurance.com/insuring-your-home/) - There are so many different types of home insurance out there. It really depends on what type of home you are living in. An apartment, a condo, or a home. - [Insurance terms explained](https://www.fandbinsurance.com/insurance-terms-explained/) - Some times reading your insurance policy is like trying to read a foriegn language. Lets break down all the terms to help you better understand it. - [How to protect your home from break ins](https://www.fandbinsurance.com/how-to-protect-your-home-from-break-ins/) - Its hard to pin point exactly what the main cause is for home thefts are, but there are definitely things that you can do to keep your home & belongs safe. - [How Much Does Tenant’s Insurance Cost](https://www.fandbinsurance.com/how-much-does-tenants-insurance-cost/) - Tenant's (a/k/a renter's) insurance is a very affordable way to provide yourself with real peace of mind. Tenant's insurance provides insurance coverage for your stuff, for your liability and more. And it cost's much less than you would expect! - [How does your car insurance deductible work?](https://www.fandbinsurance.com/how-does-your-car-insurance-deductible-work/) - Should you choose a higher or lower premium with your auto policy? What is the difference between each? The pros and negatives to each. - [Home Inspections after winter](https://www.fandbinsurance.com/home-inspections-after-winter/) - Its finally March and spring is just a couple of weeks away! Here is list of a couple of good things to look over before spring has sprung in your home. - [Home Inspections](https://www.fandbinsurance.com/home-inspections/) - Buying an new home is a huge investment and you want to be sure you know exactly what you are buying. A home inspection will tell explain all of that! - [Heating your Home with Heat Alternatives](https://www.fandbinsurance.com/heating-your-home-with-heat-alternatives/) - Many people have turned to heat there home with alternative heat sources to save money on the heating bill. Here are some great safety tips to stay safe. - [Halloween Safety and Scary Candy Facts](https://www.fandbinsurance.com/halloween-safety-scary-candy-facts/) - Some scary candy facts that I thought I'd share for Halloween! First, here are some Halloween Safety Tips for you to remember when you Trick or Treat! - [Halloween Safety](https://www.fandbinsurance.com/halloween-safety/) - There is a lot of safety measures you have to take when heading out on Halloween night for children of all ages! Here is a list to keep your night safe! - [Getting your car ready for fall](https://www.fandbinsurance.com/getting-your-ready-for-fall/) - Lets use the fall months to prep your car for the winter! Here are 10 great tips to make sure you a driving into spring smoothly! - [Creating an Emergency Survival Kit](https://www.fandbinsurance.com/creating-an-emergency-survival-kit/) - Having a proper survival kit stored and ready for an emergency is a critical part of keeping you and your family safe during the event of a crisis. - [Covid-19](https://www.fandbinsurance.com/covid-19/) - To say we have experienced big changes during 2020 is a bit of understatement! Farquhar & Black is constantly finding better ways to make working during the “New Normal” easier and safer. Our team wants to share these new changes with you as we move forward. In the past we have always welcomed our customers […] - [Is your chimney ready? Stay safe, have it cleaned.](https://www.fandbinsurance.com/chimney-ready-stay-safe-cleaned/) - Is your chimney ready for winter? Keep your home and family safe from chimney fires. There are over 25,000 chimney fires across America every year. - [Using a car seat after a crash](https://www.fandbinsurance.com/car-seats/) - A car crash no matter if it was minor or major is a scary thing to go through. If your children are in the car it can become even scarier. But after the crash is your car seat safe to use? Should it be replaced? Who is responsible for replacing it? - [Car Rental Insurance – Should I Or Shouldn’t I?](https://www.fandbinsurance.com/car-rental-insurance/) - What rental car insurance do I need to buy or am I already covered? Answers to your questions about car rental insurance and whether you should buy it. - [Carbon Monoxide 101](https://www.fandbinsurance.com/carbon-monoxide-101/) - Though carbon monoxide poisoning can happen through out the entire year, it tends to be be more common in the winter months. Carbon monoxide is a colorless and odorless gas that can kill you. It is produced anytime we we burn fuel an engine, stoves, gas fireplaces, lanterns, and furnaces. What happens is the CO […] - [How to reduce your carbon footprint](https://www.fandbinsurance.com/carbon-footprint/) - I have found a list of really easy and simple ways that you can help reduce your carbon footprint. Things that we do and use almost every single day. - [Camp like a champ with your kids](https://www.fandbinsurance.com/camp-like-a-champ/) - To some, camping with your children, no matter how young or old sounds miserable. But lets make it the best vacation you have had with there great tips! - [Watercraft Insurance](https://www.fandbinsurance.com/boatinsurance/) - Farquhar and Black has all types of watercraft insurance. So if you are coming in for home, auto, and maybe even commercial insurance why aren't you coming to us for your boat? We want to ensure that you have proper coverage for your boat no matter the size. - [Boating Safety](https://www.fandbinsurance.com/boating-safety/) - Many times we forget that we need to treat our boat like the vehicle it is, so lets talk boat safety! Everything you need to know to stay safe on the water! - [Being Your Own Boss](https://www.fandbinsurance.com/be-your-own-boss/) - It takes a certain type of person who wants to open and run a business. If its something for you do you know how much insurance coverage you need? - [Backup Generators](https://www.fandbinsurance.com/backup-generators/) - Reduce risks like fire, electrical damage, injuries and more with this checklist on how to use a generator properly and safely. - [Auto Policy Discounts](https://www.fandbinsurance.com/auto-policy-discounts/) - Discounts are everywhere. Lets dig a little deeper with the discounts that you can get on your auto policy to give you the biggest savings. - [Why Do My Auto Insurance Rates Keep Going Up Even Though My Car Keeps Getting Older?](https://www.fandbinsurance.com/auto-insurance-rates-keep-going-even-though-car-keeps-getting-older/) - Why do my auto insurance rates keep going up even though my car is getting older? At Farquhar and Black Insurance Agency, many of our clients ask this question so I would like to address it from a couple of angles. First things first, even though it’s called car/auto insurance, it covers more than just […] - [A snowbirds checklist](https://www.fandbinsurance.com/a-snowbirds-checklist/) - Are you flocking to warmer weather before the winters starts? We have come up with a list of things you need to take care of your home while your gone! - [Are you Winter Ready?](https://www.fandbinsurance.com/are-you-winter-ready/) - With January & Feburay are right around the corner, you can be prepared for the Nor'Easters that hit us this winter! Here are a couple of great tips. - [Are bugs bugging your home?](https://www.fandbinsurance.com/are-bugs-bugging-your-home/) - Bugs! The ants go marching two by two. A childhood song that we all know and love but not so funny when those ants go marching into your home. - [Antique Cars](https://www.fandbinsurance.com/antique-cars/) - Antique Cars are amazing to own, to drive, and even to fix up as a hobby. Do you have one? Let us help you and what you need to know for insurance - [Adding Value to your Home – 7 simple steps](https://www.fandbinsurance.com/adding-home-value/) - Adding value to your home is more simple than having HGTV's Property Brothers take over your house. We have found 10 simple ways to to add value to your home that won't break the bank. These simple upgrades can easily add thousands of dollars to your home’s value. - [5 Rules Every Landlord Should Live By](https://www.fandbinsurance.com/5-rules-every-landlord-live/) - I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property can be a major pain, and end up costing you a ton of money! I […] - [5 questions about your Auto Insurance](https://www.fandbinsurance.com/5-questions-to-ask/) - Want to know a little more about what your policy entails, this blog is for you! 5 questions you should ask before getting a new auto policy. - [High or Low Deductibles, the logic behind both](https://www.fandbinsurance.com/deductibles/) - Is having a higher deductible on your car insurance better than a lower deductible? Lets compare both car insurance with both options. - [Are your windows safe?](https://www.fandbinsurance.com/window-safety/) - But really what is window safety? Keeping your children and pets safe. Making sure you have an emergency exit plan with your family. And are your windows safe enough to keep home invaders out. - [Drive on Black Ice: Tips for everyone](https://www.fandbinsurance.com/driving-tips/) - Black ice can happen so quickly to the roads, by the time you realize it can be too late.Driving on black ice doesn't skill rather common sense. Here are some great tips on how to navigate the icy roads. - [Don’t be a distracted driver](https://www.fandbinsurance.com/dont-distracted-driver/) - Distracted driving is becoming more and more of an issue for all of us. Here are a few simple tips to avoid distracted driving - [Autumn Home Maintenance](https://www.fandbinsurance.com/autumn-home-maintenance/) - As part of your autumn home maintenance process, be sure to remember to clean your gutters. Water damage from a clogged gutter can cause a serious claim. - [Holiday Travel Tips](https://www.fandbinsurance.com/holiday-travel-tips/) - There's enough stress during the holidays. Here are a few simple tips that may ease your holiday travel woes and get you to your destination feeling relaxed - [Have a Teen Driver?](https://www.fandbinsurance.com/have-a-teen-driver/) - Having a teen driver can be a really stressful experience for parents. Heres a new app from Safety Insurance that may provide some peace of mind. - [When do you need a roof?](https://www.fandbinsurance.com/when-do-you-need-a-roof/) - Do you need a new roof? Would you even know if you did? A new roof can add up in cost, so here are some helpful hints that will determine if you even need one. - [What type of Home Insurance do I need?](https://www.fandbinsurance.com/what-type-of-home-insurance-do-i-need/) - Are you new to owning or renting a home? Lets discuss all the different types of home insurance that are out there to help you get the right coverage. ## Pages - [Home](https://www.fandbinsurance.com/) - Homeowners Insurance, Auto & Car Insurance, Commercial Auto & Contractors Insurance, General Liability, & Workers Comp Insurance in Beverly, Lynn, Marblehead, Peabody, Salem, Swampscott, MA. - [Motorcycle Insurance & Motorcycle Insurance Quotes](https://www.fandbinsurance.com/motorcycle-insurance-motorcycle-insurance-quotes-salem-lynn-peabody-beverly-marblehead-swampscott-ma/) - Motorcycle Insurance and Motorcycle Insurance Quotes in Salem, Lynn, Peabody, Beverly, Marblehead, and Swampscott, MA. Offering Jet Ski Insurance, Boat Insurance, Marine, Car, and Auto Insurance. - [Boat, Marine & Jet Ski Insurance](https://www.fandbinsurance.com/boat-marine-jet-ski-insurance-salem-lynn-peabody-beverly-marblehead-swampscott-ma/) - Boat, Marine & Jet Ski Insurance in Salem, Lynn, Peabody, Beverly, Marblehead, and Swampscott, MA. Offering Auto and Car Insurance, Home and Homeowners Insurance, Motorcycle and Workers' Comp Insurance. - [Areas We Serve](https://www.fandbinsurance.com/areas-we-serve/) - Areas We Serve Homeowners Insurance, Car insurance, General Liability, Commercial Property, Contractors Insurance, And MoreIn Salem, Lynn, Peabody, Beverly, Marblehead, Swampscott, MA, and the Surrounding Areas Salem, MA Homeowners Insurance in Salem, MAAuto InsuranceCommercial Auto InsuranceGeneral Liability and Workers Comp Insurance in Salem, MAContractors InsuranceCommercial Property InsuranceWorkers’ Comp InsuranceCondo Association InsuranceApartment Building Owners’ Insurance Lynn, - [Car Insurance, Auto Insurance & Home Insurance in Beverly, MA](https://www.fandbinsurance.com/car-insurance-auto-insurance-home-insurance-beverly-ma/) - Car Insurance, Auto Insurance & Home Insurance in Beverly, MA. Offering Homeowners Insurance, Commercial Auto Insurance, Boat Insurance, Condo Association Insurance, and Apartment Building Insurance. - [Home Insurance & Auto Insurance in Peabody, MA](https://www.fandbinsurance.com/home-insurance-auto-insurance-peabody-ma/) - Home Insurance & Auto Insurance in Peabody, MA. Offering Homeowners Insurance, Car Insurance, Workers Comp Insurance, Commercial Auto and Property Insurance, Contractors Insurance, Boat Insurance. - [Home Insurance, Car Insurance & Auto Insurance in Lynn, MA](https://www.fandbinsurance.com/home-insurance-car-insurance-auto-insurance-lynn-ma/) - Home Insurance, Car Insurance, and Auto Insurance in Lynn, MA. Offering Commercial Auto and Property Insurance, Homeowners Insurance, Boat Insurance, Jet Ski Insurance, and Motorcycle Insurance. - [Homeowners Insurance](https://www.fandbinsurance.com/homeowners-insurance-marblehead-swampscott-lynn-peabody-beverly-salem-ma/) - Homeowners Insurance for Residents of Beverly, Lynn, Marblehead, Peabody, Salem, and Swampscott, MA. Get Local Guidance, Compare Trusted Carriers, and Find Coverage That Fits Your Home and Budget. - [Workers Compensation Insurance](https://www.fandbinsurance.com/workers-compensation-insurance-salem-swampscott-marblehead-peabody-lynn-beverly-ma/) - Workers Comp Insurance for Employers in Lynn, Peabody, Salem, Beverly, Marblehead & Swampscott, MA. Protect Your Team, Stay Compliant, And Get A Fast Quote Today. - [Contractors Insurance](https://www.fandbinsurance.com/contractors-insurance-salem-beverly-peabody-swampscott-marblehead-lynn-ma/) - Contractors Insurance Contractors InsuranceIn Salem, Lynn, Peabody, Beverly, Marblehead, Swampscott, MA, and the Surrounding Areas When you are a contractor, every job you take on carries more than just sweat and hard work– it carries responsibility. This is why having the contractor’s insurance in Salem, Lynn, Peabody, Beverly, Marblehead, Swampscott, MA, and beyond, is essential! - [Commercial Property Insurance](https://www.fandbinsurance.com/commercial-property-insurance-swampscott-marblehead-lynn-salem-beverly-peabody-ma/) - Commercial Property Insurance, Condo Association Insurance, Apartment Building Insurance for Business Owners in Beverly, Lynn, Marblehead, Peabody, Salem, and Swampscott, MA. - [Condos, Townhomes, and Renters Insurance](https://www.fandbinsurance.com/condo-townhome-renters-insurance/) - Condos, Townhomes, and Renters Insurance Condos & Apartment Insurance, Renters InsuranceIn Salem, Lynn, Peabody, Beverly, Marblehead, Swampscott, MA, and the Surrounding Areas Every single living space deserves the right type of insurance coverage to keep living areas protected. 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Protect Your Business Vehicles With Coverage for Liability, Collision, Medical Payments, & Uninsured Drivers. - [Auto Insurance](https://www.fandbinsurance.com/auto-car-insurance-lynn-peabody-salem-beverly-marblehead-swampscott-ma/) - Auto Insurance and Car Insurance Plans in Beverly, Lynn, Marblehead, Peabody, Salem, and Swampscott, MA. Cover Cars, Motorcycles, Boats, RVs, ATVs, Trailers, and Classic Cars in The North Shore. - [Reviews](https://www.fandbinsurance.com/reviews/) - What Our Clients Are Saying Why Choose Farquhar & Black? Independent & Local We shop the top carriers, not just one company, to find the right coverage for you. Over a Century of Experience Proudly serving families and businesses across Massachusetts since 1854. Personalized Guidance Our agents are real, honest people who offer clear advice - [Homeowners, Car & Auto Insurance in Lynn, MA](https://www.fandbinsurance.com/homeowners-car-auto-insurance-lynn-ma/) - Homeowners, Car & Auto Insurance in Lynn, MA. Offering Commercial Auto Insurance, Commercial Property Insurance, General Liability Insurance, Workers' Comp Insurance, Contractors and Car Insurance. - [General Liability & Workers Comp Insurance in Salem, MA](https://www.fandbinsurance.com/general-liability-workers-comp-insurance-salem-ma/) - General Liability & Workers Comp Insurance in Salem, MA. Offering Commercial Property and Auto Insurance, Contractors and Homeowners Insurance, Auto and Car Insurance, and Condo Association Insurance. - [Commercial Auto and Property Insurance & General Liability Insurance in Peabody, MA](https://www.fandbinsurance.com/commercial-auto-property-insurance-general-liability-insurance-peabody-ma/) - Commercial Auto and Property Insurance & General Liability Insurance in Peabody, MA. Offering Auto Insurance, Car Insurance, Homeowners Insurance, Workers Comp Insurance, and Contractors Insurance. - [Auto, Car & Homeowners Insurance in Peabody, MA](https://www.fandbinsurance.com/auto-car-homeowners-insurance-peabody-ma/) - Auto, Car & Homeowners Insurance in Peabody, MA. Offering Contractors Insurance, Commercial Auto Insurance, Commercial Property Insurance, General Liability Insurance, and Homeowners Insurance. - [Auto Insurance, Car Insurance in Swampscott, MA](https://www.fandbinsurance.com/auto-insurance-car-insurance-swampscott-ma/) - Auto Insurance and Car Insurance in Swampscott, MA. Offering Commercial Auto Insurance, General Liability Insurance, Home and Auto Insurance, Apartment Building, and Commercial Property Insurance. - [Homeowners Insurance Swampscott, MA](https://www.fandbinsurance.com/homeowners-insurance-swampscott-ma/) - Homeowners and Home Insurance in Swampscott, MA. Offering Auto Insurance, Car Insurance, Condo Association Insurance, Apartment Building Insurance, General Liability, and Commercial Property Insurance. - [Contact Us](https://www.fandbinsurance.com/contact-get-quote-commercial-property-insurance-auto-homeowners-insurance-salem-ma/) - Contact Us For a Quote on Personal and Commercial Insurance in Beverly, Lynn, Marblehead, Peabody, Salem, and Swampscott, MA. Get Friendly Local Guidance, Fast Answers, and Coverage Options. - [About Us](https://www.fandbinsurance.com/about-farquhar-black-commercial-property-insurance-homeowners-auto-insurance-salem-ma/) - Trusted Choice Independent Agency Since 1854 Offering Personal and Commercial Insurance With Local Leadership and 94% Retention in Salem, Lynn, Marblehead, Swampscott, Beverly, Peabody, MA. - [Business Insurance](https://www.fandbinsurance.com/business-insurance-commercial-property-auto-insurance-workers-comp-insurance-peabody-lynn-salem-ma/) - Commercial Property Insurance, Commercial Auto Insurance, General Liability Insurance, Workers Comp Insurance, Contractors Insurance in Beverly, Lynn, Marblehead, Peabody, Salem, and Swampscott, MA. - [General Liability Insurance](https://www.fandbinsurance.com/general-liability-insurance-lynn-peabody-salem-beverly-marblehead-swampscott-ma/) - General Liability Insurance for Businesses in Beverly, Lynn, Marblehead, Peabody, Salem, and Swampscott, MA. Commercial Auto Insurance, Workers Comp Insurance, and Commercial Property Insurance. - [Personal Insurance](https://www.fandbinsurance.com/personal-insurance-car-auto-homeowners-insurance-salem-peabody-swampscott-marblehead-beverly-lynn-ma/) - Auto Insurance, Car Insurance, and Homeowners Insurance in Beverly, Lynn, Marblehead, Peabody, Salem, and Swampscott, MA. Personal and Commercial Insurance Plans Available. - [Meet Our Team](https://www.fandbinsurance.com/meet-our-team/) - Meet The Farquhar & Black Team Ned Breed, CIC, AAI President Envelope-open Phone-alt Meet Ned Diana H. Breed, CIC Executive Vice President Envelope-open Phone-alt Meet Diana Marian Cruz Commercial Lines Envelope-open Phone-alt Meet Marian George Kapeleris Sales Executive Envelope-open Phone-alt Meet George Jessica Pratt, CISR Personal Lines Manager Envelope-open Phone-alt Meet Jessica Maritza Marquez Personal - [Our History](https://www.fandbinsurance.com/history/) - OUR HISTORY Farquhar & Black: A Legacy of Insurance Excellence Since 1854, Farquhar & Black has helped Massachusetts families and businesses protect what matters most.Through fires, storms, and decades of change, each generation of local leadership, including three generations of the Breed family at the helm, has carried forward the same commitment to honest advice - [Privacy Policy](https://www.fandbinsurance.com/privacy-policy/) - Privacy Policy Your privacy is critical to us. 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The following blueprints our privacy policy.Before or at the time of collecting personal information, we will identify the purposes for - [Billing & Claims](https://www.fandbinsurance.com/billing-claims/) - Billing & Claims AmTrust Insurance Claims: 888-239-3909Billing: 877-528-7878Pay Online: Click HereClaim Online: Click Here Andover Companies Claims: 800-225-0770Billing: 844-913-7470Pay Online: Click HereClaim Online: Click Here Bristol West Claims: 800-274-7865Billing: 888-888-0080Pay Online: Click HereClaim Online: Click Here Coverys Insurance Claims: 800.225.6168Billing: 800.225.6168Pay Online: Click HereClaim Online: Click Here Foremost Insurance Claims: 800-527-390Billing: 888-383-4244Pay Online: Click HereClaim - [Umbrella Insurance](https://www.fandbinsurance.com/umbrella-insurance/) - Umbrella Insurance Umbrella Inusrancein Salem, Lynn, Marblehead, Swampscott, Beverly, Peabody, MA and Surrounding Areas As one of the oldest and most trusted insurance agencies in America, we provide Massachusetts families and businesses with trusted coverage. Whether you need homeowners insurance, general liability insurance, apartment building insurance, auto insurance, workers’ comp insurance– or something else– we - [Sitemap](https://www.fandbinsurance.com/sitemap/) - Sitemap PagesAbout UsAreas We ServeAuto InsuranceAuto Insurance, Car Insurance in Swampscott, MAAuto, Car & Homeowners Insurance in Peabody, MABilling & ClaimsBlogBoat, Marine & Jet Ski InsuranceBusiness InsuranceCar Insurance, Auto Insurance & Home Insurance in Beverly, MACommercial Auto and Property Insurance & General Liability Insurance in Peabody, MACommercial Auto InsuranceCommercial Property InsuranceCondos, Townhomes, and Renters InsuranceContact ## Categories - [Home](https://www.fandbinsurance.com/category/home/) - [Auto](https://www.fandbinsurance.com/category/auto/) - [Commercial](https://www.fandbinsurance.com/category/commercial/) - [Blog](https://www.fandbinsurance.com/category/blog/) - [About](https://www.fandbinsurance.com/category/about/) - [Boat](https://www.fandbinsurance.com/category/boat/) - [Apartment Building](https://www.fandbinsurance.com/category/apartment-building/) - [Contractors](https://www.fandbinsurance.com/category/contractors/) - [Car Insurance](https://www.fandbinsurance.com/category/car-insurance/) - [Commercial Auto Insurance](https://www.fandbinsurance.com/category/commercial-auto-insurance/) - [Commercial Property Insurance](https://www.fandbinsurance.com/category/commercial-property-insurance/) - [General Liability Insurance](https://www.fandbinsurance.com/category/general-liability-insurance/) - [Auto Insurance](https://www.fandbinsurance.com/category/auto-insurance/) - [Homeowners Insurance](https://www.fandbinsurance.com/category/homeowners-insurance/) - [Workers Comp Insurance](https://www.fandbinsurance.com/category/workers-comp-insurance/) - [Condo association insurance](https://www.fandbinsurance.com/category/condo-association-insurance/) - [Home Insurance Policy](https://www.fandbinsurance.com/category/home-insurance-policy/)