On a nearly daily basis, we may have cause to file a claim on our auto insurance in Beverly, Lynn, Marblehead, Peabody, Salem, Swampscott, MA, and the surrounding area. Our vehicles get used at least once per day, and often several times per day. With that much use and exposure, it is sometimes surprising that more accidents don’t happen. It is important that you have the right auto insurance in place from Farquhar & Black Insurance Agency so that when you are involved in a vehicle accident, you have the right protections in place so that you can get back to normal as quickly as possible. You should also know what steps to take when you are involved in an auto accident so that you can quickly file a claim and get things resolved. Contact our team today to learn more about how your auto insurance protects you and your vehicle.

Understanding How To Handle An Accident

Whenever you are involved in an accident, the first thing to do is to see if there are any injured parties and call in emergency personnel to help deal with things. Document what you can, assuming you are not injured yourself, taking pictures with your phone. Try to collect the other driver’s information, as well as any witnesses. You should also have your insurance information in your vehicle, so be sure to exchange that information with the driver and get their insurance information.

Of course, it is important to notify the authorities so that you can have a copy of the incident report. Let your agent on our team know about your accident as well so that we can help with the processing of the claim. While no one wants to be involved in an accident, it is important that you take the proper steps to document things, even if you were at fault.

Don’t Be Left Under Protected

Just like it is important to have auto insurance, it is also important that you have the right amount of coverage with your policy. Too often the minimum required levels of coverage are too little for most accidents, even if they are minor in nature. Repair and replacement costs for vehicles and other property are more expensive than most people realize, and they usually find out after the fact when they receive a bill for the remainder of the cost after insurance has paid their portion.

Your auto insurance is needed because accidents happen in Beverly, Lynn, Marblehead, Peabody, Salem, Swampscott, MA, and the surrounding area, and most people don’t have the financial resources to fully deal with the repair costs and medical bills that arise out of a vehicle accident. Work with our team at Farquhar & Black Insurance Agency to ensure that you won’t be surprised with a bill from your next accident. Contact us today to learn more.