Protecting your business goes far beyond safeguarding assets– it is about securing the livelihood of your employees, clients, and the future of your company. Our commercial insurance solutions for Salem, Lynn, Peabody, Beverly, Marblehead, Swampscott, MA, and the surrounding areas, provide comprehensive coverage tailored to the unique needs of each business.
From commercial property insurance to workers’ comp insurance, contractor’s insurance, and general liability, we make sure every risk is considered so you can just focus on business growth without worry. Let us worry about your commercial insurance coverage so you can do what you do best!
It does not matter what type of business you are in– every single business faces risks!
From property damage to liability claims, businesses have a lot of commercial insurance needs. More than you think! Our business insurance for Salem, Lynn, Peabody, Beverly, Marblehead, Swampscott, MA, and surrounding areas covers essential protections for businesses of all sizes and trades.
Whether it is protecting your office, inventory, or employees, our agents work with local businesses and top business insurance providers to offer coverage that is as unique as your business itself. Our commercial insurance coverage options include but are not limited to:
A Business Owner’s Policy (BOP) combines commercial property insurance and general liability coverage into a single, streamlined policy. We help businesses in North Shore, and beyond, save time and money while ensuring complete protection with our BOP policies.
Our BOP policies cover your building, equipment, inventory, and liability exposure, giving you peace of mind and freedom to focus on running your business without worry.
A Commercial Package Policy (CPP) offered by Farquhar & Black Insurance in Salem, Lynn, Peabody, Beverly, Marblehead, Swampscott, MA, and the surrounding areas is a versatile insurance solution designed for businesses. This policy allows for the integration of various coverages into one cohesive package, starting with essential protections like general liability and commercial property insurance.
Additional coverages, such as business auto, crime insurance, and business income protection, can be included to tailor the policy to specific needs. By consolidating these coverages, businesses can enjoy streamlined administration and potentially reduced premiums compared to purchasing individual policies separately.
General liability insurance safeguards your business from the unexpected. It helps cover legal fees, settlements, medical costs, and more when claims arise from bodily injury, property damage, or advertising mistakes.
We protect valuable business and residential properties with comprehensive commercial property insurance. Our coverage includes habitational building owners’ insurance, apartment building owners insurance, and condo association insurance, safeguarding structures, common areas, and liability exposures for complete peace of mind!
Farquhar & Black Insurance offers a specialized form of commercial property coverage tailored for property owners of residential buildings, including apartment complexes, condominiums, and rental properties. This habitational insurance safeguards against property damage and liability claims associated with the specific risks inherent in the owner-tenant dynamic.
Business vehicles carry more than just cargo– they carry responsibility. Commercial auto insurance protects company cars, trucks, and vans, covering accidents, liability, and damages to ensure operations stay on the road.
Farquhar & Black Insurance offers robust business income protection insurance, commonly referred to as business interruption insurance, designed to safeguard your company’s financial stability. This coverage enables businesses to recover lost income and manage ongoing expenses when they are unable to function due to direct physical damage from covered incidents, such as fires or windstorms.
Every construction project comes with unique risks, from equipment damage to on-site accidents. Contractor’s insurance ensures trades professionals and subcontractors have protection for tools, materials, and liability, keeping projects moving without costly interruptions.
Your employees keep your business running smoothly, and their protection is crucial! That is why our workers’ comp insurance for Salem, Lynn, Peabody, Beverly, Marblehead, Swampscott, MA, and beyond, provide coverage for medical expenses, lost wages, and rehabilitation costs if your team is injured on the job. This helps you stay compliant while supporting your employees when things go wrong.
